{"id":543,"date":"2026-04-24T01:34:12","date_gmt":"2026-04-24T01:34:12","guid":{"rendered":"https:\/\/tenas.ly\/?page_id=543"},"modified":"2026-04-24T01:38:14","modified_gmt":"2026-04-24T01:38:14","slug":"%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%a7%d9%84%d8%a8%d8%ad%d8%b1%d9%8a-%d9%88%d8%a7%d9%84%d8%a8%d8%b6%d8%a7%d8%a6%d8%b9","status":"publish","type":"page","link":"https:\/\/tenas.ly\/?page_id=543&lang=ar","title":{"rendered":"\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0648\u0627\u0644\u0628\u0636\u0627\u0626\u0639"},"content":{"rendered":"\t\t
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\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0648\u0627\u0644\u0628\u0636\u0627\u0626\u0639<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\u00a0 – \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0648\u0627\u0644\u0628\u0636\u0627\u0626\u0639<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\u0627\u062d\u0645\u0650 \u0645\u0627 \u064a\u0647\u0645\u0643<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\u0646\u062d\u0645\u064a\u0643 \u0628\u062d\u0644\u0648\u0644 \u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0630\u0643\u064a\u0629 \u062a\u0645\u0646\u062d\u0643 \u0631\u0627\u062d\u0629 \u0627\u0644\u0628\u0627\u0644 \u0641\u064a \u0643\u0644 \u062e\u0637\u0648\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

\u062d\u0645\u0627\u064a\u0629 \u062a\u062c\u0627\u0631\u062a\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0628\u062b\u0642\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0633\u0631\u064a\u0639 \u0627\u0644\u0625\u064a\u0642\u0627\u0639\u060c \u062a\u0645\u062b\u0644 \u0634\u062d\u0646\u0627\u062a\u0643 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u062c\u0631\u062f \u0628\u0636\u0627\u0626\u0639 \u0625\u0646\u0647\u0627 \u0634\u0631\u064a\u0627\u0646 \u0623\u0639\u0645\u0627\u0644\u0643 \u0627\u0644\u0623\u0633\u0627\u0633\u064a. \u0641\u064a \u062a\u064a\u0646\u0627\u0633\u060c \u0646\u062f\u0631\u0643 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647\u0647\u0627 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0639\u0646\u062f \u0634\u062d\u0646 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f\u060c \u0628\u062f\u0621\u064b\u0627 \u0645\u0646 \u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0637\u0642\u0633 \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u0627\u0648\u0644\u0629\u060c \u0648\u0635\u0648\u0644\u064b\u0627 \u0625\u0644\u0649 \u0627\u0644\u062a\u0623\u062e\u064a\u0631 \u0627\u0644\u0644\u0648\u062c\u0633\u062a\u064a \u0623\u0648 \u0627\u0644\u0633\u0631\u0642\u0629.<\/p>

\u062a\u0645 \u062a\u0635\u0645\u064a\u0645 \u062d\u0644\u0648\u0644 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0646\u0642\u0644 \u0627\u0644\u0628\u062d\u0631\u064a \u0648\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u0636\u0627\u0626\u0639<\/strong> \u0644\u062f\u064a\u0646\u0627 \u0644\u062d\u0645\u0627\u064a\u0629 \u0634\u062d\u0646\u0627\u062a\u0643 \u0639\u0628\u0631 \u0627\u0644\u0628\u062d\u0631 \u0648\u0627\u0644\u062c\u0648 \u0648\u0627\u0644\u0628\u0631\u060c \u0644\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u0623\u0639\u0645\u0627\u0644\u0643 \u0628\u062b\u0642\u0629 \u0648\u0623\u0645\u0627\u0646 \u2014 \u0623\u064a\u0646\u0645\u0627 \u0627\u0645\u062a\u062f\u062a \u062a\u062c\u0627\u0631\u062a\u0643.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t

\u062a\u063a\u0637\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u0648\u0641\u0642 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\u0644\u0643\u0644 \u0646\u0634\u0627\u0637 \u062a\u062c\u0627\u0631\u064a \u0637\u0628\u064a\u0639\u0629 \u0634\u062d\u0646 \u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0644\u0630\u0644\u0643 \u062a\u0642\u062f\u0645 \u062a\u064a\u0646\u0627\u0633 \u062e\u0637\u0637 \u062a\u0623\u0645\u064a\u0646 \u0628\u0636\u0627\u0626\u0639 \u0645\u0631\u0646\u0629 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0648\u0633\u0639<\/strong>\u060c \u062a\u0636\u0645\u0646 \u062d\u0635\u0648\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0645\u0642\u0627\u0628\u0644 \u062a\u0643\u0644\u0641\u0629 \u0645\u062f\u0631\u0648\u0633\u0629.<\/p>

\u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u062a\u0633\u062a\u0648\u0631\u062f \u0645\u0648\u0627\u062f \u062e\u0627\u0645\u060c \u0623\u0648 \u062a\u0635\u062f\u0651\u0631 \u0645\u0646\u062a\u062c\u0627\u062a \u0646\u0647\u0627\u0626\u064a\u0629\u060c \u0623\u0648 \u062a\u062f\u064a\u0631 \u0633\u0644\u0633\u0644\u0629 \u062a\u0648\u0631\u064a\u062f \u0645\u0639\u0642\u062f\u0629\u060c \u0646\u0648\u0641\u0631 \u0644\u0643 \u0628\u0631\u0646\u0627\u0645\u062c \u062a\u0623\u0645\u064a\u0646 \u064a\u0639\u0643\u0633 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0641\u0639\u0644\u064a \u0644\u0646\u0634\u0627\u0637\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a.<\/p>

  1. \u062a\u063a\u0637\u064a\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u062e\u0637\u0627\u0631<\/strong> (All Risks Coverage)<\/strong><\/li><\/ol>

    \u062a\u064f\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u0645\u0648\u0644\u064b\u0627 \u0636\u0645\u0646 \u0628\u0631\u0627\u0645\u062c \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0648\u0627\u0644\u0628\u0636\u0627\u0626\u0639<\/strong>\u060c \u062d\u064a\u062b \u062a\u0648\u0641\u0631 \u062d\u0645\u0627\u064a\u0629 \u0643\u0627\u0645\u0644\u0629 \u0636\u062f \u0623\u064a \u0641\u0642\u062f\u0627\u0646 \u0623\u0648 \u0636\u0631\u0631 \u0645\u0627\u062f\u064a \u0646\u0627\u062a\u062c \u0639\u0646 \u0633\u0628\u0628 \u062e\u0627\u0631\u062c\u064a \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0646\u0642\u0644 \u0623\u0648 \u0627\u0644\u062a\u062e\u0632\u064a\u0646 \u0623\u0648 \u0627\u0644\u062a\u062d\u0645\u064a\u0644 \u0623\u0648 \u0627\u0644\u062a\u0641\u0631\u064a\u063a.<\/p>

    \u062a\u0634\u0645\u0644:<\/p>

    • \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0633\u0645\u0627\u0629 \u0648\u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u0645\u0627\u0629<\/li>
    • \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629<\/li>
    • \u0627\u0644\u062a\u0635\u0627\u062f\u0645 \u0623\u0648 \u0627\u0644\u062d\u0631\u064a\u0642<\/li>
    • \u0627\u0644\u0633\u0631\u0642\u0629<\/li>
    • \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0645\u0646\u0627\u0648\u0644\u0629<\/li>
    • \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u0645\u062f\u064a\u062f \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062a\u062e\u0632\u064a\u0646 \u0642\u0628\u0644 \u0627\u0644\u0634\u062d\u0646 \u0623\u0648 \u0628\u0639\u062f\u0647 \u062d\u0633\u0628 \u0627\u0644\u0634\u0631\u0648\u0637<\/li><\/ul>

      \u062a\u0648\u0641\u0631 \u0647\u0630\u0647 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629 \u0623\u0639\u0644\u0649 \u062f\u0631\u062c\u0627\u062a \u0627\u0644\u062d\u0645\u0627\u064a\u0629\u060c \u0648\u062a\u0646\u0627\u0633\u0628 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0634\u062d\u0646\u0627\u062a \u0630\u0627\u062a \u0642\u064a\u0645\u0629 \u0645\u0631\u062a\u0641\u0639\u0629 \u0623\u0648 \u062d\u0633\u0627\u0633\u0629.<\/p>

      \u00a0<\/p>

      1. \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u062d\u062f\u062f\u0629<\/strong> (Named Perils Coverage)<\/strong><\/li><\/ol>

        \u062e\u064a\u0627\u0631 \u0627\u0642\u062a\u0635\u0627\u062f\u064a \u064a\u0648\u0641\u0631 \u062d\u0645\u0627\u064a\u0629 \u0636\u062f \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u062d\u062f\u062f\u0629 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u0648\u062b\u064a\u0642\u0629\u060c \u0645\u062b\u0644:<\/p>

        • \u0627\u0644\u062d\u0631\u064a\u0642 \u0623\u0648 \u0627\u0644\u0627\u0646\u0641\u062c\u0627\u0631<\/li>
        • \u062a\u0635\u0627\u062f\u0645 \u0627\u0644\u0633\u0641\u064a\u0646\u0629 \u0623\u0648 \u0627\u0644\u0645\u0631\u0643\u0628\u0629 \u0623\u0648 \u062c\u0646\u0648\u062d\u0647\u0627 \u0623\u0648 \u063a\u0631\u0642\u0647\u0627<\/li>
        • \u0627\u0644\u0633\u0631\u0642\u0629 \u0623\u0648 \u0627\u0644\u0641\u0642\u062f \u0627\u0644\u062c\u0632\u0626\u064a \u0623\u0648 \u0639\u062f\u0645 \u0627\u0644\u062a\u0633\u0644\u064a\u0645<\/li>
        • \u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0635\u0648\u0627\u0639\u0642 \u0623\u0648 \u0627\u0644\u0639\u0648\u0627\u0635\u0641<\/li><\/ul>

          \u064a\u0645\u0646\u062d\u0643 \u0647\u0630\u0627 \u0627\u0644\u062e\u064a\u0627\u0631 \u0645\u0631\u0648\u0646\u0629 \u0641\u064a \u062a\u0635\u0645\u064a\u0645 \u0648\u062b\u064a\u0642\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u062d\u0646 \u0627\u0644\u0628\u062d\u0631\u064a<\/strong> \u0648\u0641\u0642 \u0645\u0633\u062a\u0648\u0649 \u062a\u0642\u0628\u0644\u0643 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0637\u0628\u064a\u0639\u0629 \u0639\u0645\u0644\u064a\u0627\u062a\u0643 \u0627\u0644\u0644\u0648\u062c\u0633\u062a\u064a\u0629\u060c \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062a\u0643\u0644\u0641\u0629 \u0645\u062f\u0631\u0648\u0633\u0629.<\/p>

          \u00a0<\/p>

          \u0644\u0645\u0627\u0630\u0627 \u062a\u062e\u062a\u0627\u0631 \u062a\u064a\u0646\u0627\u0633 \u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0648\u0627\u0644\u0628\u0636\u0627\u0626\u0639\u061f<\/strong><\/p>

          1. \u0623\u0645\u0627\u0646 \u0645\u0627\u0644\u064a \u0642\u0648\u064a<\/strong><\/li><\/ol>

            \u0641\u064a \u062d\u0627\u0644 \u0648\u0642\u0648\u0639 \u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0636\u0631\u0631\u060c \u062a\u0636\u0645\u0646 \u062a\u064a\u0646\u0627\u0633 \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0624\u0645\u0646 \u0639\u0644\u064a\u0647\u0627 \u0644\u0644\u0634\u062d\u0646\u0629\u060c \u0645\u0645\u0627 \u064a\u062d\u0645\u064a \u0623\u0639\u0645\u0627\u0644\u0643 \u0645\u0646 \u0627\u0644\u0636\u063a\u0648\u0637 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0648\u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u0633\u062a\u0626\u0646\u0627\u0641 \u0646\u0634\u0627\u0637\u0643 \u0628\u0633\u0631\u0639\u0629.<\/p>

            1. \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062b\u0642\u0629 \u0641\u064a \u0639\u0644\u0627\u0642\u0627\u062a\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/strong><\/li><\/ol>

              \u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0634\u062d\u0646\u0627\u062a\u0643 \u0645\u0624\u0645\u0651\u0646\u0629 \u0639\u0628\u0631 \u0634\u0631\u0643\u0629 \u0645\u0648\u062b\u0648\u0642\u0629 \u0645\u062b\u0644 \u062a\u064a\u0646\u0627\u0633\u060c \u0641\u0625\u0646\u0643 \u062a\u0639\u0632\u0632 \u0645\u0635\u062f\u0627\u0642\u064a\u062a\u0643 \u0623\u0645\u0627\u0645 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u0621.
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                \u00a0<\/p>

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