Credit Insurance

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Secure What Matters Most!

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The Power of Comprehensive Credit Protection

Access to credit fuels economic growth, innovation, and opportunity — but it also exposes individuals and businesses to financial uncertainty. At Tenas, we provide Credit Insurance solutions that protect against the financial impact of borrower default, insolvency, or unexpected life events, ensuring financial stability for lenders, borrowers, and enterprises alike.

Whether you’re an individual seeking personal loan protection, a lender managing portfolio risk, or a business extending trade credit, Tenas offers tailored coverage to help you navigate the unpredictable with confidence.

Our Marine & Cargo Insurance solutions are crafted to safeguard your shipments across sea, air, and land, ensuring your business continues to operate smoothly, confidently, and securely wherever your trade takes you.

Our SME Property Insurance is designed to shield your business assets, secure your income, and ensure your operations continue smoothly, no matter what comes your way.

Tailored Credit Insurance Solutions for Every Risk Profile

Individual Borrowers

Life can change in an instant. Our Loan Protection Plans act as a safety net by covering loan repayments in cases of:

  • Involuntary unemployment
  • Temporary or permanent disability
  • Critical illness or death

This ensures continued financial stability for individuals and their families, even during unexpected hardships.

 

Mortgage Lenders

Our Mortgage Protection Insurance safeguards both homeowners and financial institutions from the risk of default due to unforeseen events.

  • Protects borrowers from losing their homes
  • Shields lenders from the financial strain of non-performing loans
  • Promotes a more resilient and secure lending environment

 

Businesses

Trade credit is the lifeline of commerce — but customer insolvency or non-payment can threaten your cash flow.
Tenas Trade Credit Insurance protects your receivables by covering losses from:

  • Customer bankruptcy or protracted default
  • Political or economic instability affecting payment
  • Export and cross-border trade risks

This allows your business to maintain liquidity, strengthen balance sheets, and expand confidently into new markets.